TVA’s Energy Right Program If approved, Pioneer Heating and Air Conditioning, Inc., a member of TVA’s Quality Contractors Network and Preferred Partners Network, will install your new heating and air conditioning unit(s). Pioneer Heating and Air Conditioning, Inc. will conduct all work to the standards required by TVA’s Quality Contractors Network. Interest Rate – contact your local utility provider Heat Pumps: 14.0 SEER or greater on package units or 14.5 SEER on split systems Maximum Loan: $10,000.00 for one (1) system, $12,500.00 for two (2) systems Contact a Pioneer Comfort Specialist for the latest program details. *Program details subject to change without notice. There are three requirements in order to participate: You must have a good credit score You must have a good payment history with your electrical provider. You must be the sole owner of your property, if you own a mobile home, you must own the land the home sits on.

A Pioneer Heating and Air Conditioning, Inc. sales representative will assist you with filling out the energyright application. A Pioneer Heating and Air Conditioning, Inc. sales representative will submit your application, and we will notify you as soon as you are approved. energyright will also send you an information packet for your records Once approved for financing, you will pay a security filing fee (KUB is $20.00, check with your electrical provider for rate), sign an agreement to participate along with a copy of your drivers license. The filing fee is used to file a UCC, or lien, on the heat pump that arises during the title search if ever you refinance or sell your home, for example. Members of the TVA energyright Quality Contractor Network have agreed to install heat pumps to meet the energyright standards. The contractors work is not warranted or guaranteed by TVA. Pioneer Heating and Air Conditioning, Inc. will guarantee all work performed. With the energyright financing, a TVA inspection is required at the completion of the work preformed by Pioneer Heating and Air Conditioning, Inc., TVA will contact you to schedule this inspection.

Homeowners and businesses in Osceola County have a new way to finance loans for energy efficiency improvements, such as air conditioning, roofing, windows or solar panels. And other counties and cities – including Orlando -- are also considering the new loans.The goal is to lower the utility bill at a property and use those savings to help pay back the loan. An advantage of PACE – Property Assessed Clean Energy – is that the loan stays with the property, so the homeowner doesn’t keep paying for the improvements if the house is sold. The new property owner would benefit from the utility savings, and sellers are required to disclose the assessment for the loan upon sale of the property. The payments are attached to the property itself and paid as part of property tax bill.PACE was just approved for use in Osceola County this summer, a first in Central Florida. The first PACE project locally was a new central air conditioning system for registered nurse Deborah Guldenschuh in Kissimmee.

She said she spent $10,000 on a new central air system for her home and is on a five-year payment plan. “The air went out a long time ago, and we were using window units,” said Guldenschuh, 62. “It didn’t look good, and they were not efficient. It seemed like PACE was a legitimate program, and they would ensure I would get energy savings.”A state law paves the way for local governments to authorize PACE programs, but PACE does not use public tax dollars for financing. The property tax bill is only a method of paying back the loan. cost to run ac unitAgencies backed by local governments and financed privately are tasked with arranging the funds for specific projects. fix my window air conditionerOne is the Florida PACE Funding Agency, based in Orlando.FPFA has a $200 million line of financing underwritten by Partner Reinsurance. used air conditioner units for sale

It is now authorized to provide PACE financing in 14 counties and five cities. The next closest county to Orlando is Flagler County. “When you improve your building in this way, by definition you make it more efficient and reduce costs,” said Jon Schaefer, head of the agency, who is also an employee of Leidos Engineering.Jon Ippel, director of sustainability for Orlando, said city staff have been working on a PACE proposal, and he thinks it will move ahead with a recommendation sometime next year. Until then, Ippel said the city’s participation in the Solar Energy Loan Fund helps low-income families afford similar projects.In Orange County, officials have reviewed PACE and decided not move forward with it now, said Alan Marshall, spokesman for the environmental protection division. Seminole County attorney Bryant Applegate said he wasn’t aware of any moves to offer PACE loans there.Schaefer said many other local governments are taking a “wait-and-see” attitude about PACE, since it is still relatively new.

PACE financing isn’t without controversy.Starting in 2010, the Federal Housing Finance Agency opposed PACE financing, because PACE liens take first position in a foreclosure or bankruptcy, ahead of a mortgage for Fannie Mae or Freddie Mac. But the program has continued growing anyway. Thirty states have enabled local governments to authorize PACE financing, starting in California.So far FPFA has done only 110 projects for the 14 counties, but more are in the planning stage. The agency is the only one providing the loans in Osceola, under contract.Energy consultant Kirk Francis of Orlando, an approved consultant for FPFA, see another upside to the loans.“To have an additional financing option will definitely help contractors see more business. This has caught on very quickly in California, spreading like wildfire,” Francis said. “A lot of folks don’t have the money laying around to make these improvements. If its secured by the property, even people who don’t have strong credit can possibly qualify.”