Your email has been sent. Standard Heating & Air Conditioning Dealers are committed to making sure your HVAC financing is as smart as your new system. find the best solution for a monthly payment for your air conditioning financing or furnace financing that will make our energy-efficient systems even easier to afford, so you can breathe easy.   independent American Standard dealer for complete program eligibility, dates, details and restrictions. about how you can save on your next HVAC system from American Standard.FinancingDel-Air Heating and Air Conditioning offers attractive financing options for people looking for affordable AC services in Florida. Get in touch with us today to learn more! ac repairWhen you need AC repair in Florida, you need it now. Del-Air offers effective, expedient AC repair services to help keep you and your family cool throughout the year. new ac systemIf you are in the market for a new heating and AC unit in Florida, contact the experts at Del-Air.

We’re Florida’s premier Carrier, Trane, and Lennox dealer, and we offer a $500 best price guarantee. 20 point ac tune upFrom the inside out, Del-Air provides customers with comprehensive tune ups to help prevent problems before they happen. Learn why we are ranked the top AC service company in Florida.Learn more view all of our servicesYour home is an important part of your life. Our home improvement financing options can help you change your home now and pay for it over time. Whether necessary or optional, a small weekend project, or a large renovation, we can help you finance your vision. Consider all your options so you can make an informed decision. The following questions can help get you started: How much do you expect to borrow for this project and how long do you estimate it will take to complete? What type of repayment options fit your budget and how long do you plan to take to pay off what you borrow? Does one-time access to funds or ongoing access to credit better fit your home improvement needs?

Do you plan on hiring a contractor to renovate your home or will you complete the project yourself? Your home improvement ideas are as unique as you are and our range of financing options can help you realize those ideas in the way that makes the most sense for you. air conditioning units for 1 roomNarrow down your options using the information below and remember our financing representatives are available to answer any questions.inside ac unit running outside not Ongoing access to fundsworld's smallest window ac unit Key features and benefits Secured - Mortgage and home equity options Purchase & RenovateSM Loan One application, one loan approval, one closing, and one monthly payment Purchase and improve a home with one loan

Refinance & RenovateSM Loan Available for those with limited home equity Refinance and improve a home with one loan Pays off current mortgage balance Provides additional funds for other purposes Home Equity Line of Credit Flexibility to change between a fixed-rate advance and variable rate Interest may be tax deductible Unsecured - Personal credit options Earn rewards for home improvement and day-to-day net purchases Use for large or small purchases Fixed rate, fixed term, and fixed payments Quick credit decision and often access to funds within 24 hours Personal Line of Credit No cash advance or balance transfer fee Quick credit decision and access to funds in as little as 1 business day Making improvements to your home can be exciting and rewarding. Proper planning helps you prioritize your efforts to create a home that fits your wants and needs. Remember that not all home improvement projects increase the overall value of your home, so be sure to carefully consider your reasons before moving forward.

How do I define the goals of my home improvement project? To help define your project: Create a list of things you would like to accomplish. Prioritize your list in the order of most important to least important. Remember, your budget might not allow you to complete everything on your list so it's important to determine your priorities. How do I create a budget? To create a basic budget for your project: Calculate how much you can contribute to the project. Determine how much you may need to borrow. If you obtain financing for your home improvement, it is an additional expense beyond your current monthly mortgage. Be sure you can comfortably manage the payment. How do I select a contractor? Certain financing options require you to hire a contractor to complete the renovations. When selecting a contractor: The contractor with the lowest price may not always be the right person for the job. Balance long-term quality against cost. Select a contractor who has proven expertise in your type of project and the appropriate licenses and insurance.

Always check references and the Better Business Bureau. If you use our Purchase & RenovateSM or Refinance & RenovateSM loan, we'll verify the contractor's credentials. The detailed check includes supplier references, any contractor liens and bankruptcies, and confirms insurance and licensing. (This check is not included with a home equity line of credit.) How do I decide if my home improvement is worth it?Homeowners and businesses in Osceola County have a new way to finance loans for energy efficiency improvements, such as air conditioning, roofing, windows or solar panels. And other counties and cities – including Orlando -- are also considering the new loans.The goal is to lower the utility bill at a property and use those savings to help pay back the loan. An advantage of PACE – Property Assessed Clean Energy – is that the loan stays with the property, so the homeowner doesn’t keep paying for the improvements if the house is sold. The new property owner would benefit from the utility savings, and sellers are required to disclose the assessment for the loan upon sale of the property.

The payments are attached to the property itself and paid as part of property tax bill.PACE was just approved for use in Osceola County this summer, a first in Central Florida. The first PACE project locally was a new central air conditioning system for registered nurse Deborah Guldenschuh in Kissimmee. She said she spent $10,000 on a new central air system for her home and is on a five-year payment plan. “The air went out a long time ago, and we were using window units,” said Guldenschuh, 62. “It didn’t look good, and they were not efficient. It seemed like PACE was a legitimate program, and they would ensure I would get energy savings.”A state law paves the way for local governments to authorize PACE programs, but PACE does not use public tax dollars for financing. The property tax bill is only a method of paying back the loan. Agencies backed by local governments and financed privately are tasked with arranging the funds for specific projects. One is the Florida PACE Funding Agency, based in Orlando.FPFA has a $200 million line of financing underwritten by Partner Reinsurance.

It is now authorized to provide PACE financing in 14 counties and five cities. The next closest county to Orlando is Flagler County. “When you improve your building in this way, by definition you make it more efficient and reduce costs,” said Jon Schaefer, head of the agency, who is also an employee of Leidos Engineering.Jon Ippel, director of sustainability for Orlando, said city staff have been working on a PACE proposal, and he thinks it will move ahead with a recommendation sometime next year. Until then, Ippel said the city’s participation in the Solar Energy Loan Fund helps low-income families afford similar projects.In Orange County, officials have reviewed PACE and decided not move forward with it now, said Alan Marshall, spokesman for the environmental protection division. Seminole County attorney Bryant Applegate said he wasn’t aware of any moves to offer PACE loans there.Schaefer said many other local governments are taking a “wait-and-see” attitude about PACE, since it is still relatively new.

PACE financing isn’t without controversy.Starting in 2010, the Federal Housing Finance Agency opposed PACE financing, because PACE liens take first position in a foreclosure or bankruptcy, ahead of a mortgage for Fannie Mae or Freddie Mac. But the program has continued growing anyway. Thirty states have enabled local governments to authorize PACE financing, starting in California.So far FPFA has done only 110 projects for the 14 counties, but more are in the planning stage. The agency is the only one providing the loans in Osceola, under contract.Energy consultant Kirk Francis of Orlando, an approved consultant for FPFA, see another upside to the loans.“To have an additional financing option will definitely help contractors see more business. This has caught on very quickly in California, spreading like wildfire,” Francis said. “A lot of folks don’t have the money laying around to make these improvements. If its secured by the property, even people who don’t have strong credit can possibly qualify.”