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Peake Technologies LimitedGet your AC serviced by the experts for a professional job that extends the life of your unit and saves you money! We also do a free, no obligation site visit and quotation. Peake Technologies LimitedTrust the leaders for all your cooling needs. Peake Technologies LimitedWe will like to wish everyone a happy Independence Day.Peake Technologies LimitedCheaper isn't always better! In fact, you usually get what you pay for. We provide top quality units with professional installation and maintenance at a price you can still afford. Trust the experts, we've been keeping Trinidad & Tobago cool for over 50 years! Call 224-PEAK Today.Peake Technologies LimitedWe are seeking to hire a Driver/Loader for our Aranguez branch.Peake Technologies Limited added 6 new photos to the album: NESC Students Visit Peake Technologies – July 13, 2016 — at Peake Technologies Limited.Peake Technologies hosted students from the National Energy Skills Center (NESC) on a field trip and tour of the workshop facilities.

The students were given an opportunity to learn first-hand about various job functions and equipment used in the air conditioning industry. Peake Technologies is committed to professional development and is grateful to have had the privilege to serve this local school, these students, and our community.Peake Technologies LimitedWe can attend to all your ducting needs. Call 224-PEAK todayPeake Technologies LimitedWe wish you a happy Emancipation.Peake Technologies LimitedFor a complete and thorough job, call the experts @ 224-PEAK. Don't be fooled, servicing an AC is a much more than simply hosing off the unit.Peake Technologies LimitedThe management and staff at Peake Technologies Ltd. wishes you a happy and peaceful Eid.Peake Technologies LimitedWe're are seeking to hire a Branch Manager for our Tobago location. Suitably qualified persons are invited to send detailed resumes to: Director, AC Parts & RAC Sales Peake Technologies Limited Lot 18BB Aranguez Extension Road San Juan, Trinidad....

Deadline: July 15, 2016 Deadline for applications: July 15th, 2016. Peake Technologies LimitedAnyone can be a father, but it takes someone special to be a Daddy.
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parts of a central ac unitPeake Technologies Limited shared their photo.Peake Technologies LimitedWe've reduced our prices even further! The 'AC life' is now even more affordable. Peake Technologies Limited updated their cover photo.Peake Technologies LimitedWe have a new number - 224-PEAK (7325). Call the experts for all your cooling needs.Peake Technologies LimitedFrom 1845-1917 ships brought East Indians in search of a better life, to Trinidad & Tobago.

Today their rich and vibrant culture has added significantly to our identity as Trinbagonians.Peake Technologies LimitedWe've reduced our prices even further! Peake Technologies LimitedNeed more cooling power? Our 36,000BTU and 41,000BTU Mini-Splits pack a Big Punch! All prices include VAT and 'Installed' prices are based on basic ground floor installations up to 10ft. 1 year warranty on parts and 5 years warranty on compressor.Peake Technologies LimitedOur Head Office has moved to Aranguez. Visit our new home or call us at our new number, 224-PEAK. My mother-in-law would like to insure her single family home AC unit while my wife and I are informally renting a room with her. Although the unit is 10 years old and runs fine, she could not afford to replace it and is paranoid it will fail, so she uses it only when others visit...in Florida! Since my wife and I can't do without it, we'd like to help her insure it in the tiny chance it fails during our stay. This seems like a better idea than running an expensive window unit and never leaving our room.

Do I have any other options to mitigate this risk? united-states insurance rental-property home-insurance Your mother-in-law might consider a home-repair policy that covers all of the major systems (HVAC, Water heater, plumbing, garage doors, perhaps even appliances). She would buy this policy to reduce the risk of a large expense not handled by monthly cash-flow. She might do this because she has a fixed income, and does not have an emergency fund, in the same way a landlord at a single family home might want to avoid cash-flow risks. The cost of the policy is certain to be higher than the actuarial cost (cost of claim x probability of claim during insured time period) of repair/replacement of a failed system, as the insurer would need to cover sales costs, operating expenses and profit in addition to the direct policy cost of system replacement. The value to the insured is the predictability of the premium payment. Insurance only makes sense for large and unpredictable expenses (unexpected, major medical bills, death or debilitating injury, other unforseen and large loss).

You would not insure for elective/cosmetic surgery (large, predictable), haircuts (small, predictable), or lost keys (small, unpredictable) Note: some people use AAA to insure against the inconveniences of lost keys, flat tires, and dead batteries Note: some people buy extended auto repair warranties, cell phone warranties, and extended warranties on consumer goods, to mitigate the inconveniences of these unpredictable events. Insurance is based upon information advantage. An insurer uses actuarial knowledge (claims history, statistical models) to predict claims, and then prices the policy to ensure premiums exceed risk plus costs and profit. Should an insured to have better knowledge of claim probability, they would only buy coverage near to their needed claim instance. Thus, an insurer constructs their policy to prevent purchasing a policy only when the protection is needed. This is why many economists believe insurance is a flawed product, demanding unequal information.

With insurance in general, you really should use it only to mitigate risks that would bankrupt you. Because your insurance premium will always be the cost of the actual risk plus the insurer's operating expenses and profits. Unless you believe you know the risk better than the insurer - but given that they can exist as a company only because they know how to assess risks correctly, I'd never assume that they're wrong without very good reason. So if you and your wife would not go bankrupt over replacing that AC unit, you should just offer to cover all or most of the cost of replacing the unit should it break during your stay. If you don't have an emergency fund for such things, that's a separate problem that needs to be addressed. Another question is: if your mother-in-law never uses that unit anyway, why would it be a problem if it breaks? Lowering the resale value of the house? Does she intend to sell that house anytime soon? Would the broken AC unit really lower its value more than the cost of replacing it?

A home warranty (better called a home service contract) provides exactly this service, usually for all built-in appliances in the home.My local utility (BGE) has a subsidiary that will add a fee to your monthly power bill and cover things like routine inspections, etc. You can insure almost anything -- Lloyds of London is famous for brokering insurance bets on odd challenges. Whether you can afford to pay what the insurance company would charge you for an uncommon policy is another matter. It's worth investigating the policies others have mentioned. But please remember that, on average, having someone else insure you will by definition cost more than "self-insuring", since they will want to take a profit out of the deal. So if you only want to insure it during your stay, I'd simply tell her that you'll pay the costs of running it and/or repairing it during your stay. Of course since the additional use could theoretically cause it to fail sooner but after you'd left, that might not reassure her much.